Invest in Traded Endowment Policies
Invest in Traded Endowment Policies in Singapore
MAXX CAPITAL gives investors access to traded endowment policies — a capital-guaranteed, fixed-income-style alternative to fixed deposits, bonds, T-bills, and Singapore Savings Bonds with projected returns and a defined maturity date. We also work with resale whole life policies and annuity policies for investors looking for broader savings insurance options.
What Are Traded Endowment Policies?
A traded endowment policy (also called a resale endowment policy or secondhand endowment policy) is an existing life insurance endowment policy that the original policyholder has sold through absolute assignment on the secondary market. When you purchase a traded endowment policy, you become the new policyholder — continuing to pay the remaining premiums and receiving the full projected maturity value at the end of the policy term.
Because the policy has already been in force for several years, the initial acquisition costs have already been absorbed. As a result, a greater proportion of future premium payments goes toward building the policy's cash value, which can lead to better projected returns than buying a brand-new policy. Beyond traded endowment policies, MAXX CAPITAL also sources other resale savings insurance policies — including whole life and annuity policies — giving investors a range of capital-guaranteed options to explore.
Key Benefits of Traded Endowment Policy Investment
No Health or Income Requirements
Any Singapore resident above 21 years of age can invest in traded endowment policies. No medical underwriting or income verification is required — unlike purchasing new life insurance.
Tax-Free Proceeds
Proceeds from endowment policies are not classified as income in Singapore and are free from income tax — making them a tax-efficient investment for Singapore policyholders and investors.
Higher Returns Than Fixed Deposit
Resale endowment policies typically deliver projected returns significantly higher than current Singapore bank fixed deposit rates — a compelling fixed-income-style alternative for passive income and capital preservation.
Returns Guaranteed by the Insurer
The guaranteed portion of the projected maturity value is underwritten by the original issuing insurer — established institutions like Great Eastern, Prudential, AIA, and Manulife operating in Singapore.
Short to Medium Term Investment Horizon
Each traded endowment policy has a defined maturity date, giving you full clarity on the investment timeline. Terms remaining typically range from 3 to 12 years — ideal for short to medium term investment planning.
Diversification from Market Volatility
Unlike stocks or unit trusts, traded endowment policy returns are largely insulated from market fluctuations. They are ideal for retirement income planning and capital preservation strategies.
Browse Our Policy List
Ready to invest? View all currently available resale insurance policies in Singapore, or WhatsApp us if you have any enquiries.
How to Invest in a Traded Endowment Policy
Browse the Policy List
Review available resale insurance policies with key details such as insurer, policy type, premium, maturity date, projected value, and estimated return.
Discuss Your Investment Preferences
Contact us to discuss policies that match your investment goals, preferred maturity date, and premium obligations.
Review and Purchase
Once you select a policy, we guide you through the documentation and absolute assignment process step by step.
Hold to Maturity and Receive Returns
After assignment, continue paying the remaining premiums as scheduled. When the policy matures, the insurer pays the maturity value to you directly.
Trusted by Investors Like You
Here is what some of our clients have shared about their experience investing with Maxx Capital.
“My experience with Maxx Capital was professional and wonderful. I would gladly refer Maxx Capital to my friends.”
Mr Gunalan
Founder, Springlead Prata Place
“I obtained a short term traded policy from Maxx Capital. Process was pretty straightforward, and paperwork was completed at the insurer's office in about 20 minutes.”
Ms S A
Legal Counsel
“I was offered a traded policy with about 5 months to maturity by Maxx Capital. To my amazement, I got the amount higher than the projected maturity value at the end.”
Mr Razali
Trainer
Common Questions About Investing in Traded Endowment Policies
Browse Our Policy List
Ready to invest? View all currently available resale insurance policies in Singapore, or WhatsApp us if you have any enquiries.