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Perspectives on resale insurance, investment strategies, and the Singapore insurance market.
Thinking of Surrendering Your Income Insurance (NTUC Income) Policy? Read This First
If you are considering surrendering an Income Insurance or NTUC Income policy in Singapore, there may be another option worth checking first. Here is what Income Insurance policyholders should consider — including the partial surrender trap, IncomeShield confusion, and which policy types may be suitable for resale — before submitting a surrender request.
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Thinking of Surrendering Your Great Eastern Policy? Read This First
If you are considering surrendering a Great Eastern life or endowment policy in Singapore, there may be another option worth checking before you proceed. Here is what Great Eastern policyholders — especially those with long-held, older policies — should consider before submitting a surrender request.
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Thinking of Surrendering Your AIA Policy? Read This First
If you are considering surrendering an AIA life or endowment policy in Singapore, there may be another option worth checking before you proceed. Here is what AIA policyholders should consider — including which AIA policy types may be suitable for resale — before submitting a surrender request.
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Thinking of Surrendering Your Prudential Policy? Read This First
If you are considering surrendering a Prudential life or endowment policy in Singapore, there may be another option before you proceed. Here is what Prudential policyholders should consider — and check — before submitting a surrender request.
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What Documents Do You Need to Sell an Insurance Policy?
Before a policy can be reviewed for resale, the right documents help confirm what the policy is, who owns it, and what it is worth. Here is what to gather — and what to do if you cannot find everything.
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Why Do Policyholders Sell Their Insurance Policies?
Policyholders sell for many reasons — not just financial hardship. From life stage changes to overlapping coverage to unlocking idle value, here are the most common reasons people choose to sell rather than surrender.
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Selling Your Policy vs Taking a Policy Loan: What Should You Consider?
Need cash from your life insurance policy? A policy loan and selling your policy are very different moves. One keeps you in the policy; the other takes you out of it. Here is how to decide which is right for your situation.
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How Is an Insurance Policy Valued Before Sale?
An insurance policy's resale value is not simply its surrender value or total premiums paid. Learn the seven key factors that determine how a policy is assessed before sale — and what policyholders should understand before deciding.
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Cash Out Life Insurance in Singapore: What Are Your Options?
Thinking of cashing out a life insurance policy in Singapore? Surrendering is not your only route. Discover all six options — including selling, policy loans, partial withdrawals, and premium adjustments — and how to choose the right one.
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Can I Sell My Whole Life Insurance Policy in Singapore?
Yes, it may be possible — but selling a whole life policy is a more nuanced decision than selling an endowment policy. Here's what makes whole life policies different in the resale market, and the key questions to ask before deciding.
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Can I Sell My Life Insurance Policy in Singapore?
Yes — but not every life insurance policy has resale value. Find out which types of policies can be sold in Singapore, what makes a policy sellable, and what to check before deciding.
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Insurance Policy Resale in Singapore: How It Works for Policyholders
Thinking of surrendering your insurance policy in Singapore? You may have another option. Learn how insurance policy resale works, who it's for, how ownership transfers, and what to consider before you decide.
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How to Read a Resale Insurance Policy Listing: A Singapore Investor's Guide
A resale insurance policy listing summarises key details like initial investment, yearly premiums, projected maturity value, and estimated return. Learn what each field means and what to review before choosing a policy.
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Resale Endowment Policies in Singapore: How They Work
A resale endowment policy is an existing endowment plan whose current owner has decided to sell. Understand how the resale market works, what buyers and sellers each need to know, and what to consider before making a decision.
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What Is Absolute Assignment in Insurance? A Singapore Guide
Absolute assignment is the legal mechanism that transfers ownership of a life insurance policy in Singapore. Learn how it works, what rights are transferred, and what both sellers and buyers need to know before proceeding.
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What Is Surrender Value in Life Insurance? A Singapore Guide
Surrender value is the amount your insurer pays if you end your life insurance policy early. Learn how it works, why it may be lower than expected, and what to consider before surrendering a policy in Singapore.
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Sell Your Endowment Policy in Singapore: What You Need to Know
Considering selling your endowment policy in Singapore? Learn how the resale process works, what makes a policy suitable for sale, common mistakes to avoid, and how to compare your options before deciding.
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Sell or Surrender Your Insurance Policy in Singapore: What Is the Difference?
Should you sell or surrender your insurance policy in Singapore? Learn the key differences, when each option applies, common mistakes to avoid, and how to make the right decision for your policy.
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Sell Insurance Policy in Singapore: How It Works
Thinking of selling your insurance policy in Singapore? Learn how the resale process works, what types of policies may be sold, and how selling compares to surrendering.
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What Are Traded Endowment Policies in Singapore?
Traded endowment policies are existing endowment plans sold on Singapore's secondary insurance market. Learn how they work, who they suit, and what to consider.
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