Sell Your Insurance Policy in Singapore
Sell Your Insurance Policy Instead of Surrendering It
If you are considering surrendering your savings insurance policy, find out what MAXX CAPITAL can offer you first. Whether you hold an endowment policy, a whole life policy, or an annuity policy, selling through our resale service typically gives you significantly more than the insurer's surrender value.
What Types of Policies Can Be Sold?
MAXX CAPITAL accepts savings insurance policies — including endowment policies, whole life policies, and annuity policies — from all major Singapore insurers: AIA, Great Eastern, Prudential, Income, Manulife, HSBC, Singlife, Tokio Marine, and ETIQA. Each policy is assessed on its own merits, and we provide a no-obligation valuation for every enquiry.
A Better Alternative to Surrendering Your Policy
Higher Payout Than Surrender Value
We typically offer more than the insurer's cash surrender value. Singapore policyholders who sell through us recover more of their policy's value.
Fast & Hassle-Free
Our policy resale process is designed to be quick, simple, and straightforward from enquiry to payment.
No Fees to the Seller
There are no charges or fees deducted from the seller. The amount we offer is what you receive in your bank account.
Preserve the Policy's Accumulated Value
Your policy continues in force under the new owner through absolute assignment, preserving the accumulated bonuses and guaranteed benefits.
Ready to Find Out What Your Policy Is Worth?
Request a free policy quote and our team will review your details before preparing a no-obligation valuation, or WhatsApp us if you have any enquiries.
How We Value Your Insurance Policy
Our policy valuation takes into account the current cash value and surrender value of your policy, the remaining policy term and maturity date, your annual premium and remaining premium obligations, the projected maturity value based on the insurer's current illustrations, and the policy type. We aim to offer you a price above the insurer's surrender value.
Why Policyholders Sell Their Insurance Policies
Many Singapore policyholders choose to sell their insurance policy rather than surrender it when their coverage needs change. Common reasons include needing to unlock cash value without accepting the low surrender value, no longer needing the coverage due to changes in life circumstances, wanting to stop paying premiums while still recovering more than the surrender value, and planning to purchase a new policy that better suits current needs. Selling through MAXX CAPITAL gives you a better alternative to early surrender.
Selling Your Insurance Policy: Step by Step
Submit Your Policy Details
Complete the quotation form with your policy information. All information is kept strictly confidential.
Receive Your Policy Valuation
Our team will review your policy details and provide a valuation and offer for your review. You have no obligation to accept it.
Review and Accept the Offer
If you are satisfied with the offer, our team will proceed with the documentation. The policy is transferred to the buyer through absolute assignment. You are never obligated to accept.
Receive Your Payment
Once the absolute assignment documentation is complete, you receive your payment via bank transfer through a quick and hassle-free process.
Sellers Who Got More Than Expected
Read what policyholders have shared about their experience selling their policies through Maxx Capital.
“I did an assignment with Maxx Capital, and was happy with Desmond and Michael's services. They are both very efficient, responsive and friendly. I received a larger amount than I would have if I had surrendered to the insurer. The entire process was seamless and fast.”
Ms Eve
Office Executive
“I got so much higher values of the surrender values from Maxx Capital by selling off my 4 policies to them. They are well recommended if you want to sell your policies.”
Ms Kelly Teo
Entrepreneur
“Maxx Capital was introduced to me by my friend, and I was very pleased with their services and rates, so I had sold a few of my policies with them because I am retired now, and I don't want to commit paying long term for my 2 whole life plans.”
Ms Loke L Y
Retiree
Common Questions About Selling Your Insurance Policy
Ready to Find Out What Your Policy Is Worth?
Request a free policy quote and our team will review your details before preparing a no-obligation valuation, or WhatsApp us if you have any enquiries.